BancoMas℠

Get Funded →

Get Your
Business Funded
in 24 hours

You can get from $5,000 to $500,000.
Prequalify in 2 minutes without paperwork.
No impact to your credit.

Get Funded → How it works ↓

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★★★★★ 4.9 · 2,300 ratings

Trustpilot

Excellent · ★ 4.8 / 5

✓ Pre-Qualified

$150,000

*Example pre-approval amount

Why BancoMas?

0hr

Approval turnaround, same-day decisions.

Min FICO. No perfect credit needed.

$0B+

In funded capital across SMBs.

Of clients come back for more funding.

How It Works

We respect your time,
so we made it simple

Prequalify fast

Complete a 2-minute form to check if you prequalify for business financing.

Talk to your expert

Your dedicated Business Funding Manager walks you through every step.

Review your offer

Review your offer with your dedicated Business Funding Manager in detail.

Receive your funds

The capital is deposited in your business bank account, often within 24 hours.

Get Funded →

Applying does not affect your credit

Requirements to Prequalify

We keep our
requirements simple

Meeting these basic requirements is all you need to get started. We focus on your business's growth, not just your credit score.

Get Funded → Applying does not affect your credit

✓

$7.5k+ monthly sales (before expenses)

Showing your business has real traction.

✓

At least 3 months in business

We'll analyze the last 3 months of bank statements.

✓

At least 500 FICO score

We see the bigger picture, not just a credit score.

What Makes Us Different

We fund the Dreamers,
We fund the Builders

Our Funding Options

Find the perfect loan solution
for your business

We offer a variety of loan solutions to support businesses at every stage of their journey.

Business Line of Credit

$20,000 – $3,000,000

Flexible access to funds for managing cash flow, covering expenses, or seizing growth opportunities. Pay interest only on what you borrow.

Apply Now →

Term

12 – 30 months

Payments

Weekly / Monthly

Min FICO

620

Long-Term Loan

$50,000 – $3,000,000

Large funding with extended repayment terms, perfect for established businesses planning major investments like equipment or expansion. Predictable monthly payments.

Apply Now →

Term

36 – 120 months

Payments

Monthly

Min FICO

650

Working Capital

$10,000 – $3,000,000

Short-term funding to cover operational expenses like payroll, rent, or inventory. Ideal for businesses facing seasonal fluctuations or cash flow gaps.

Apply Now →

Term

1 – 24 months

Payments

Daily / Weekly

Min FICO

500

Short-Term Loan

$10,000 – $2,000,000

Quick funding with fast repayment. Ideal for businesses needing immediate cash for emergencies, inventory, or short-term opportunities.

Apply Now →

Term

6 – 24 months

Payments

Daily / Weekly / Monthly

Min FICO

550

SBA Business Loan

$50,000 – $5,000,000

Backed by the U.S. Small Business Administration, offering low-interest, long-term funding. Easier qualification for growth-focused businesses.

Apply Now →

Term

12 – 120 months

Payments

Weekly / Monthly

Min FICO

620

Merchant Cash Advance

$10,000 – $1,000,000

Upfront funds repaid through a percentage of future sales. Perfect for businesses with consistent credit card transactions needing quick, flexible funding.

Apply Now →

Term

1 – 24 months

Payments

Daily / Weekly

Min FICO

500

Industries We Serve